Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India

Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India
Author :
Publisher : Booksclinic Publishing
Total Pages : 193
Release :
ISBN-10 : 9789391389703
ISBN-13 : 9391389708
Rating : 4/5 (708 Downloads)

Book Synopsis Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India by : Monika

Download or read book Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India written by Monika and published by Booksclinic Publishing. This book was released on 2021-09-18 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: Asymmetry of Information and Lending Risk Livelihood pattern of Street Vendors in India. This study focuses on street vendors and their related problems to access credit from formal banking institutions. our formal sector faces the risk of asymmetric information in lending to street vendors due to which street vendors lack access to institutional financing. On the other side, public authorities normally regard street vendors as encroachers of sidewalks and pavements and do not appreciate the valuable services, which street vendors are providing to the common man. Social security coverage of street vendors is very small. Here member base organizations have a positive impact on the life of street vendors. Non-Government Organizations (NGOs), who are providing social security schemes to street vendors are few in number (2009, National Policy on Urban Street Vendors). Street Vendors provide valuable services at a cheaper price to the urban population while trying to earn a livelihood and it is the duty of the State to protect the right of this segment of the population to earn their livelihood. So, this book highlights the issues and challenges faced by street vendors and also provides feasible solutions for their development.


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