Download or read book Credit Smart written by Gudrun Maria Nickel and published by SphinxLegal. This book was released on 2003 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: A guide to good credit that explains how to establish good credit, how to understand credit reporting agencies, what factors impact credit scores, how to deal with collections agencies, what options are available for repairing credit, and how to protect consumer rights.